We understand that with modern medical advances, people are living longer now more than ever before. Yet, many people do not factor in potential long-term care needs when planning for life after retirement. This can lead to complications in the future because transitioning into a care community can come with many challenges. Here is what our South Coast skilled staff recommends to best prepare yourself or a loved one for moving into a long-term care community.
Know Your Options
When it comes to care communities, there is no one size fits all option. Depending on the level of care you need, there are many long-term care options for you to consider. Study the different options like assisted living, home health services, independent living, adult foster care, and hospice to understand what services each provides. Here at South Coast, not only do we offer rehabilitation services, but we also offer long-term care.
Prepare for the Costs
Long-term care can be expensive if not properly saved for. As you meet with various providers, make sure to ask about their costs, billing practices, and if they accept any assistance programs. In general, Medicare, Medicaid, and long-term care insurance are the main ways to pay for long-term care. Medicare pays only for short-term, skilled nursing home care after hospitalization. Medicaid programs require recipients to be at a low-income level in order to qualify for assistance. Long-term care insurance is another alternative for those who are looking to have more coverage for later in life.
Shift Your Perspective
People usually become emotional during these transitions as it can be very difficult for someone to accept that they need support. Acknowledging we need long-term care is hard. It’s never an easy decision. But by preparing, you can relieve some of the pressure and stress. That way, when the time comes, you can find peace of mind in knowing you’ve made the best decision for you or your loved one.
Here at South Coast, we treat patients like family. It’s a combination of our expert staff, exceptional care, and leading-edge technology that creates an outstanding care experience. If you have any questions or concerns about preparing for long-term care, please do not hesitate to contact us.
Real People. Remarkable Care. South Coast Post Acute.